Since I've been home, I've used social media as an outlet and a distraction. Luckily, I know that advertisements about skin care remind me of my pain points and insecurities about my hyperpigmentation. So rather than impulse buy on every product that I wanted to try, I purchased the one that I wanted after giving myself 72 hours to decide.

If you find yourself spending more than you would like on items that you typically don't purchase, then stop and ask yourself why. Is it boredom? Are you looking to purchase an item in preparation for post-quarantine life? Are you learning a new skill? Are you feeling listless or lonely?

Once you're able to understand the why behind your money behavior, you'll be in a better position to create a plan of action that keeps you from racking up unnecessary debt or accumulating clutter in your home.

COVID-19 has forced me to slow down my living and my spending. And I think it's been a great reminder about the emotional and financial payoff for prioritizing the essential in life.

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Kara is the founder of The Frugal Feminista and author of three self-care books for Black women. She is also the creator of the course 60-Days to Slay Sallie Mae.

Kara Stevens

Writing since February 2022 · 3 stories contributed